How Rhino.fi fees work
Rhino.fi supports two types of fee approach; pay-as-you-go (PAYG) and Subscriptions. This provides fee flexibility which can best map to your useage and expected transaction flow.- PAYG is ideal for early-stage builders and pre-volume integrators, as well as for teams within the exploration or testing phase of selecting their stablecoin infrastructure provider.
- Subscriptions (Growth, Scale and Enterprise) are ideal for companies with stablecoins as a core part of their offering and who are looking for predictable fee structures which scale to their needs.
For more information please visit: https://rhino.fi/pricing
Pay-as-you-go (PAYG)
This option is ideal for clients in the testing or early integration stage since there is no minimum monthly commitment or fixed monthly cost. Clients use the Rhino.fi Stablecoin Activation Stack and their usage is then billed for at the end of the month. Clients have access to all features within the stack including; Smart Deposit Addresses, Console access, enterprise-grade transaction volume and value support, embedded KTY and AML, multi-chain support across 30+ chains and more! It is also possible to enable the Tron extension for Tron Smart Deposit Addresses and Tron-related stablecoin activity, as well as the Advanced Fee and Limit Management extension which provides comprehensive control over fees and limit visibility. The onchain cost for activity (moving funds from Smart Deposit Addresses and settlement through the Rhino.fi Bridge) are initially borne by Rhino.fi and charged to clients within the end of month invoice. This fee-related information is transparently provided within generated quotes for bridge+swap within thePOST/quote/bridge-swap/userendpoint, and when using Rhino.fi Smart Deposit Addresses, the fee information can be obtained prior to the transaction by providing isSda = truewithin the request body. Rhino.fi will honor the quoted fee until the quote expires — there are no surprises at settlement (the timestamp of the expiry is provides within the expiresAtparam within the response).
It is possible for clients to add on an additional charge that is passed directly through to their customers for their Rhino.fi activity. This is called a ‘client surcharge’ and is able to be a fixed $ amount and/or a fixed % amount. This amount is deducted from the end of month invoice amount.
For example: ClientA may wish to levy a 1% charge to their customers for any Rhino.fi activity. At the end of the month, the total onchain costs borne by Rhino.fi for all clientA’s PAYG activity is $1000. The total Client Surcharge collected by Rhino.fi on behalf of clientA was $300. The end of month invoice for clientA is therefore $700.
To configure the client surcharge per specific customers or specific routes, or to make changes to this once set, clients must enable the Advanced Fee and Limit Management extension: https://docs.rhino.fi/get-started/extensions/advanced-fee-management
Subscription
The Subscription tiers are ideal for growing with companies as they scale up.- The ‘Growth’ tier allows for predictable spend at scale for companies launching their offering.
- The ‘Scale’ tier is a match for scaling teams with stablecoins as core to their offering.
- The ‘Enterprise’ tier is for companies where stablecoins are a critical flow and has tailored economics and coverage for the highest volumes and values.
- The Tron extension for Tron Smart Deposit Addresses and Tron-related stablecoin activity, as well
- The Advanced Fee and Limit Management extension which provides comprehensive control over fees and limit visibility.
- 1:1 Stablecoin Swaps which enables zero slippage USDC/USDT coversions
- Enhanced Compliance functionality with alerting and custom configuration on top of Rhino.fi robust set up.
POST/quote/bridge-swap/userendpoint, and when using Rhino.fi Smart Deposit Addresses, the fee information can be obtained prior to the transaction by providing isSda = truewithin the request body. Rhino.fi will honor the quoted fee until the quote expires — there are no surprises at settlement (the timestamp of the expiry is provides within the expiresAtparam within the response).
It is possible for clients to add on an additional charge that is passed directly through to their customers for their Rhino.fi activity. This is called a ‘client surcharge’ and is able to be a fixed $ amount and/or a fixed % amount. This amount is deducted from the end of month invoice amount.
For example: ClientB may wish to levy a $1 charge to their customers for any Rhino.fi activity. At the end of the month the total Client Surcharge collected by Rhino.fi on behalf of clientB was $1000. The end of month invoice for clientB is therefore their fixed subscription cost minus this $1000 amount.
To configure the client surcharge per specific customers or specific routes, or to make changes to this once set, clients must enable the Advanced Fee and Limit Management extension: https://docs.rhino.fi/get-started/extensions/advanced-fee-management
To discuss which approach is the most suitable for your company, please reach out.
Related
- Advanced Fee & Limit Management — Extension detail page
- Bridge quote endpoint — API reference for fee quotes
- Smart Deposit Addresses — How fees apply to SDA deposits